2019 Medical Plan Trends and Observations Report
2018 saw continued erosion of the ACA, renewed focus on and demand for health care price transparency and an increasing awareness of the impact of poor health—and health insurance—literacy on employees’ ability to choose and use their plans appropriately. In response, employers are becoming ever more creative in designing plans that meet employee needs while managing employee—and employer—out-of pocket costs.
This report covers medical plan observations for all plan types for 2019 and is based on an analysis of 1,004 employee benefits health plans offered by 186 companies across the United States. Data was drawn from The Lab (powered by DirectPath) and Gartner research. Nine major industry groupings were represented, with the majority in manufacturing (27%), services (23%) and finance/insurance/real estate (15%). Eighty-five percent of employers had 8,100 or more employees (44% had over 46,000 employees).